TRUCKER.CASH
Serving drivers in every state

For people who drive for a living

Most drivers think it only pays out after they're gone.

There is a kind that builds a cash value you own while you are still driving. A short application, mostly taps. See your estimate, then pick a time with a licensed agent.

3 minutesMostly taps, typing at the end
Your estimateBefore anyone calls you
Your timeYou pick it. One agent, not a call centre
SCROLL

Your application

Step 1 of 8

Who would this be protecting?

No wrong answer. It just changes what makes sense.

Step 2 of 8

What are you hoping it does?

This is the one that decides which kind fits.

Step 3 of 8

Roughly what could you set aside a month?

Without it hurting. A range is fine, it can change later.

Step 4 of 8

Where do you live?

Your home state, not where the truck is tonight. Insurance follows where you live.

Step 5 of 8

About you

Age, height and weight set the starting price. Nobody sees this but your agent.

Sex at birth

Step 6 of 8

A few health questions

Yes or no. Honest answers now mean no surprise price later.

Any nicotine, tobacco, chew or vape in the last 12 months?
Has a doctor ever told you that you have heart disease, had a stroke, have diabetes, or have cancer (not counting skin cancer)?
A DUI, or your license suspended, in the last 5 years?
Ever been convicted of a felony?
Any treatment or counseling for drugs or alcohol in the last 10 years?

Step 7 of 8

How much, and what kind?

Not sure is a fine answer. Your agent walks through it with you.

Coverage amount
What should it do?

Step 8 of 8

Where do we send your estimate?

You see your estimate on the next screen, then you pick a time to talk. A real person, not a call centre.

Your estimate

Estimate, final rate set by underwriting

You're booked.

Your licensed agent

Have your driver's license handy. If it all looks right, your agent can start the application on the same call.

Plain version, no sales language

What makes this different from the policy you already turned down

1

It pays out if you die. That part is normal.

Same as any life policy. Your family receives the death benefit.

2

It also builds a cash value inside the policy.

A portion of what you pay accumulates over time. It belongs to the policy you own.

3

You can borrow against that cash value while you are alive.

No credit check, because you are borrowing against your own policy.

4

It is yours, not your employer's.

Coverage through a carrier or a company ends when the job does. A personal policy does not.

The part most ads leave out

A loan against the policy is not free money.

It accrues interest, and anything left unpaid reduces what your family receives later. Cash value takes years to build and the early years are the slowest. If term is the better answer for your situation, a licensed agent will tell you that instead.